With the Republican effort to “Repeal and Replace” having failed, the question becomes “What’s going to happen to Obamacare?” It’s a good question and while the future is very unclear there are a few points worth noting. The biggest point to realize is that the vast majority of the changes being discussed involve Medicaid (MediCal … More Washington, Trump and Health Reform…
Effective July 1, 2017 insured members will be protected from “surprise or balance” bills from out of network doctors when receiving non-emergency care at an in-network facility. … More California Assembly Bill 72
For tax year 2015, millions of Americans will be getting a new tax form related to health care reform measures. The Affordable Health Care Act, also known as “Obamacare,” mandated three new tax forms to be used as a kind of proof of insurance so taxpayers may avoid paying a penalty for failure to be covered. … More Are you Prepared for New Obamacare Tax Forms?
Q4 2015 RENEWALS: WHAT YOU NEED TO KNOW ABOUT RATES AND PLAN BENEFITS Groups moving from Grandmothered Plans to ACA Compliant Plans There are many factors to consider when evaluating the plan benefit and premium changes you will see on your Q4 renewals: Groups will be migrated to new ACA compliant benefit design(s), which means … More 2015 Rate and Plan Changes
Reprinted from HR360 A new law effective January 1, 2015 (Enforcement starts July 1, 2015) requires most employers to provide up to 24 hours (or 3 days) per year of paid sick leave to employees who work in California for 30 or more days within a year from commencement of employment. Note: Certain employees are … More California Mandatory Sick Leave
There are several things that confound me when it comes to prescription drugs. One is how amazingly inexpensive a multitude of generic drugs have become. The other is how incredibly expensive a handful of these new medications are. A client called me last week upset by the pharmacy cost of her recent medication. I was … More Prescription Drug Costs are a Minefield
With almost every item we purchase, Americans weigh quality against a known cost, to helping them make an informed purchase. One of the biggest exceptions to this rule is the black box of healthcare spending. In days gone by when we had low insurance deductibles and 80% or 90% coverage, determining the cost of care … More How Much Does That Cost?
Our inboxes have been overrun lately with inquiries about employer responsibilities concerning exchange notices. As you may recall from last year, PPACA requires all employers subject to the Fair Labor Standards Act (FLSA) to provide notices to current employees and new hires about the health insurance exchanges and subsidies that may be available through the exchanges for qualified … More Employee Exchange Notices
Tax Provisions for Individuals & Families: What your Employees Need to Know The individual shared responsibility provision of the ACA requires that you and each member of your family have qualifying health insurance, a health coverage exemption, or make a penalty payment when you file. If you, your spouse and dependents had employer-sponsored health insurance coverage all year, … More Health Insurance and Your Taxes